CLOSING ARGUMENTS THAT DESTROYED PHONY ALLEGATION OF $5.45 MILLION FRAUD!

Due to a recent request we have decided to show transcripts from our hearing in 2014.

Transcripts from November 21, 2014 where Respondents accuse Staff litigators Olubode Fagbamiye and C. Paige Leggat of manipulating evidence in our matter before the Panel at the BCSC.   Allegations of a $5.45 million fraud were ultimately overturned by the Panel – part and parcel of this exchange in front of the Panel as closing arguments.   Fagbamiye coward and would not respond to allegations of his wrongdoing – choosing rather to look like an incompetent fool.

Full transcripts from November 21, 2014 can be found here:  2014-11-21 The Falls-Uncertified copy of transcript of proceedings dated November 21, 2014

EVIDENCE MANIPULATION PART OF THE MODUS OPERANDI AT THE BC SECURITIES COMMISSION?

At the conclusion of the hearing, the Panel Chair instructed both parties to complete Written Submission on Liability.  These documents argued the points brought up during the hearing and gave the parties the ability to prove (or disprove) the allegations brought forward in the Notice of Hearing.

One of the key documents involved in the hearing was the Offering Memorandum(s) (“OM’s”) used by the Respondents to raise capital.  For those that invested with the Respondents, you will remember this document as one you were given at the time you invested.    The BCSC (and other securities jurisdictions) allow an OM Exemption when raising capital in the securities market.

On May 16, 2014, the Respondents received the Executive Directors Submissions on Liability and began reviewing the points brought forward by Staff.  We read them from cover to cover a couple of different times and soon noticed something very particular….

Unfortunately, at paragraph #10 of their submissions, Staff resorted to physically changing the appearance of the document.   We feel they did this to suite their theory (and main allegation) that the Respondents did not forward the MAJORITY of the funds to the Developer.   This was the big $5.45 million fraud allegation that was ultimately dismissed by the Panel.   Let’s take a look at paragraph #10 as it appears in their submissions….

Staff's Submission on Liability - paragraph 10And now, for those of you that don’t have the FCC or DCF Offering Memorandums in front of you, this is how the document looked – keep in mind this document was relied upon at all times to raise capital for the projects, and Staff were suppose to have the onus of proving the case as alleged in the Notice of Hearing:

FCC OM's as they Actually Appear Continue reading EVIDENCE MANIPULATION PART OF THE MODUS OPERANDI AT THE BC SECURITIES COMMISSION?

REPLY TO THE CSA PRESS RELEASE REGARDING THEIR WEE LITTLE FEELINGS GETTING HURT!

On December 19, 2017, the whiny Canadian Securities Administrators (“CSA”) felt the need to issue a Press Release in regards to the media attention their failures are causing the good people and capital markets in Canada.    Why now?   Media is hammering them over their dismal record of allowing fraudsters in the capital markets to run wild with little to no recourse.

We here read over the release and find it very comical and so very inaccurate.  Let’t take a closer look – Our comments will be in bold below…

December 19, 2017

Toronto – Over the past week, the Globe and Mail (Globe) has published multiple reports on enforcement in Canada’s capital markets. In response to this recent media commentary, the Canadian Securities Administrators (CSA) today issued the following statement:

The CSA, the council of securities regulators of Canada’s provinces and territories, coordinates and harmonizes regulation for the Canadian capital markets. CSA enforcement teams work to protect the integrity of our capital markets and strive for responsive, collaborative and effective enforcement of securities laws. While the vibrancy, depth and overall health of the Canadian capital markets have been internationally recognized, Canada, like all markets, has criminals who prey on the investing public. We do everything in our power to identify, investigate and prosecute those individuals. We are concerned with how these enforcement efforts have been mischaracterized and wish to highlight some specific issues with the Globe’s coverage:

(IT’S FUNNY – WHY DID JUST THE GLOBE AND MAIL ARTICLE GET THE ATTENTION OF THE CSA?   THE VANCOUVER SUN AND PROVINCE HAVE BEEN HAMMERING THE BCSC THE LAST FEW WEEKS WITH ONLINE AND PRINT STORIES OUTLINING THE BCSC’S FAILURE TO COLLECT ON THE HUNDREDS OF MILLIONS OF DOLLARS THEY HAVE ISSUED IN FINES AND DISGORGEMENT ORDERS IN THE DECADE OR SO.    MANY OTHERS HAVE BEEN OUTSPOKEN IN THE LAST FEW YEARS BUT ESSENTIALLY NOTHING FROM THE PRESS – WHY NOW?) 

  1. Securities regulators do not have statutory authority to pursue criminal offences. In recognition, several securities regulators have strengthened their ability to address misconduct in the capital markets by developing partnerships with law enforcement.   THE BCSC (AND I WOULD ASSUME ALL OF THE CANADIAN REGULATORS) ABSOLUTELY HAVE THE ABILITY TO PURSUE CRIMINAL OFFENCES.  THE BCSC SPENT HUNDREDS OF THOUSANDS OF DOLLARS BRINGING IN A FANCY DIRECTOR OF ENFORCEMENT (THERESA MITCHELL-BANKS) AND HAVE (OR HAD) RCMP PHYSICALLY WORKING IN THEIR OFFICE.  MITCHELL-BANKS WAS FIRED IN DECEMBER 2015 AND PAID A VERY HEALTHY SEVERANCE PACKAGE.   FOR THE CSA TO SAY THEY DO NOT HAVE AUTHORITY TO PURSUE CRIMINAL CHARGES IS ABSURD.   FACTS ARE THEY HAVE TO CHOOSE VERY EARLY ON IN AN INVESTIGATION AS TO WHETHER OR NOT THEY WANT TO PURSUE CRIMINAL CHARGES.   AND THIS OPENS ANOTHER COMPLETELY DIFFERENT BURDEN OF PROOF NEEDED FOR CHARGES TO EVEN BE BROUGHT FORWARD. 
  1. In order for securities regulators to access tools under the Criminal Code (e.g. power of arrest, ability to execute warrants), police officers must be seconded to securities commissions. More law enforcement resources are always welcome.  AGAIN, WE HAVE IT ON VERY HIGH AUTHORITY THAT IN AS EARLY AS 2013 THERE WERE PHYSICALLY RCMP OFFICERS WORKING AT DESKS INSIDE THE BCSC.    FURTHERMORE, THE RCMP HAVE PHYSICALLY BEEN PRESENT WHEN BCSC INVESTIGATORS HAVE ISSUED SUMMONS TO RESPONDENTS IN AT LEAST 3 MATTERS WE HAVE LOOKED INTO.    
  1. Law enforcement is primarily responsible for investigating financial crime in Canada, and there is a dedicated unit of the RCMP (Integrated Market Enforcement Team) set up for this purpose. Despite the importance of law enforcement and their role in pursuing recidivists, the Globe chose not to seek comment from the RCMP or local law enforcement, nor did it include any statistical data from these agencies.   THIS POINT IS REALLY CONFUSING – I THOUGHT IN THE POINTS  ABOVE THEY INDICATED, “Securities regulators do not have statutory authority to pursue criminal offences” YET HERE THEY ARE INDICATING THEY HAVE ACCESS TO A DEDICATED UNIT OF THE RCMP?   WHO WROTE THIS?  WHAT A COMPLETE JOKE!  MAYBE THE GLOBE AND MAIL DIDN’T SEEK COMMENT FROM THEM BECAUSE THEY ARE NOT DOING ANYTHING TO ASSIST AND INTERVIEWING THEM WOULD BE POINTLESS.  
  1. Securities regulators work together to address misconduct in Canada’s capital markets, and the Globe was provided with multiple examples of these collaborative efforts. For example, several securities regulators have Statutory Reciprocal Order Provisions, which essentially means that an order issued by one regulator is automatically in effect within all jurisdictions with these provisions. It should be noted that these provisions were introduced specifically to curb inter-provincial/territorial wrongdoing by repeat offenders.  GREAT!  WHATS THE POINT?   THE PROVISIONS ARE WONDERFUL AT GETTING FRAUDSTERS FROM MOVING PROVINCES.    WHY WON’T THE BCSC TELL THE REPORTER FROM THE VANCOUVER SUN WHO IS IN CHARGE OF COLLECTING THE DEBTS AT THE BCSC?   ONE COMMENT WE WILL MAKE HERE THOUGH IS HOW CAN A CANADIAN (UNDER THE CHARTER OF RIGHTS AND FREEDOMS) BE FOUND GUILTY IN A PROVINCE WITHOUT GETTING A HEARING AND A CHANCE TO DEFEND THEMSELVES?   IT HAPPENS IN ALBERTA ON A DAILY BASIS SINCE JULY 2015.  (CLICK HERE)
  1. Securities regulators can and do pursue jail time where they have the authority to do so.  TECHNICALLY, ALL OF THE SECURITIES REGULATORS CAN PURSUE JAIL TIME WITH CRIMINAL INVESTIGATIONS AND CHARGES IN ALL CASES.  THEY DON’T FOR A VARIETY OF REASONS INCLUDING INCOMPETENCE, RESOURCES, AND RUINING THEIR INTERNAL WAYS OF REGULATING.   INCOMPETENCE IS AN EASY ONE – THEIR STAFF ARE MOSTLY TRAINED WITHIN AND ARE AMATEURS AT BEST.  MOST DO NOT HAVE THE TRAINING OR SKILLS REQUIRED TO BRING FORWARD CRIMINAL ALLEGATIONS.   PURSUING CRIMINAL CHARGES WOULD TAKE FAR MORE RESOURCES AND WOULD CUT INTO THE BCSC’S FANCY LITTLE BANK ACCOUNT – CRIMINAL LAWYERS ARE EXPENSIVE.    AND FINALLY THE BURDEN OF PROOF IS FAR HIGHER IN A CRIMINAL MATTER AND WOULD BE ARGUED BEFORE REAL JUDGES AND NOT APPOINTED COMMISSIONAIRES.   ALLEGATIONS IN MY CASE WOULD HAVE NEVER MADE IT INTO A REAL COURTROOM AS THEY WERE VERY CIRCUMSTANTIAL AND INACCURATE.    SO CIRCUMSTANTIAL THAT THE LAWYERS HAD TO MANIPULATE EVIDENCE IN AN ATTEMPT TO PROVE THEIR FEEBLE CASE!   TAKE A LOOK HERE
  1. Courts make decisions about sentencing in criminal matters, not securities regulators.    THIS IS EXACTLY MY POINT IN #5 ABOVE – REGULATORS ADMINISTER THESE HUGE FINES WHERE A REAL JUDGE WOULD NOT LEGALLY BE ABLE TO DO SO.   I ALWAYS USE THE ANALOGY THAT IF A PERSON COMMITS A CRIME IN CANADA (SAY THEFT OVER $5000) – THIS PERSON IS GUARANTEED TO GET A FAIR TRIAL IN FRONT OF A JUDGE OR JURY, HE WILL NOT BE COMPELLED TO TESTIFY AGAINST HIMSELF, AND HIS PUNISHMENT WILL FIT THE CRIME ACCORDING TO LAW AND PREVIOUS CASE LAW.   THIS IS NOT THE CASE WHEN A RESPONDENT IS FACED WITH ALLEGATIONS FROM A SECURITIES REGULATOR IN THIS COUNTRY.   IN MANY (IF NOT ALL) RESPONDENTS ARE MADE TO ATTEND COMPELLED INTERVIEWS WHERE STAFF ARE ABLE TO ASK ANY QUESTION THEY WANT AND CAN USE THESE ANSWERS TO BRING ALLEGATIONS TO A HEARING ROOM.  THE HEARING IS DONE IN FRONT OF BIASED,  PAID COMMISSIONAIRES – IT IS NOT IN THESE COMMISSIONAIRES BEST INTEREST TO STAY CHARGES IF THEY WANT TO KEEP THEIR APPOINTMENTS(AND MONEY COMING IN).   THE REGULATORS (SPECIFICALLY AT THE BCSC) HAVE ISSUED FINES THAT DO NOT SUIT THE LEVEL OF WRONGDOING.   THAT CRIMINAL THAT WE MENTIONED ABOVE DOES HIS TIME AND HE IS RELEASED FROM PRISON AND IS INTEGRATED BACK INTO SOCIETY – THIS IS NOT THE CASE WITH THE BCSC.   EVEN SOMEONE WHO COMMITS MURDER IN CANADA DOESN’T HAVE TO TESTIFY AGAINST THEMSELVES BECAUSE IT IS IN THE CHARTER OF RIGHTS AND FREEDOMS.    
  1. The Globe notes that former Bank of Canada governor David Dodge spoke of the “widely held perception that Canadian authorities aren’t tough enough.” This quote was taken from a speech delivered 13 years ago in which the former governor actually said he was encouraged that provincial securities commissions were taking steps to toughen enforcement.  THIS IS RATHER A MUTE POINT – WE WOULD AGREE WITH THE CSA WITH THIS COMMENT – IT IS RATHER OLD AND STALE.   BUT WHAT ABOUT THE HUNDREDS (click on link) OF OTHERS THAT HAVE COMMENTED OVER THE PAST FEW YEARS, WEEKS, AND EVEN DAYS?   WE POSTED THIS (click on link) TO OUR BLOG IN AUGUST 2016 WHERE EVEN THE FORMER HEAD OF THE ONTARIO SECURITIES COMMISSION WAS CRITICAL OF THE ACTIONS OF THE CSA.    THERE ARE DOZENS OF COMMENTS ON THE INTERNET ON A REGULAR BASIS.   IN A SIMPLE GOOGLE SEARCH WE HAVE FOUND DOZENS INCLUDING THIS VERY FUNNY ONE REGARDING THE FORMER CHAIR OF THE ASC….HE ACTUALLY HAD A SEX DOLL IN HIS OFFICE   THERE ARE FACEBOOK PAGES, TWITTER PAGES, ETC. THAT HAVE ALL BROUGHT WRONGDOING BY REGULATORS TO THE FOREFRONT.  FACTS ARE, THE REGULATORS HAVE DROPPED THE BALL FOR DECADES NOW.   THIS IS BECAUSE NO ONE REALLY GOVERNS THEM – THEY ARE NOT ACCOUNTABLE TO ANYONE -ESPECIALLY NOT THE PEOPLE OF THIS COUNTRY!  
  1. Securities regulators dedicate significant resources to helping investors protect themselves from fraud. These include local investor education initiatives, national campaigns about avoiding investment fraud, and a National Registration Search tool that investors can use to check whether an individual or firm is registered with provincial securities regulators.  THAT’S GREAT!   BUT AS WE CAN SEE FROM THIS ARTICLE – ONLY 4% OF THE ADVISERS CHECK OUT WERE REGISTERED WITH THE CSA!   THIS MEANS THOUSANDS OF FINANCIAL PLANNERS IN CANADA ARE NOT REGISTERED – WHAT HAPPENS THEN?   THIS DOES NOT EVEN ACCOUNT FOR THE WHOLE ADVISOR/ADVISER FIASCO THAT THE CSA AND THEIR PROVINCIAL PARTNERS HAVE CAUSED! 
  1. The Globe has stated that its investigation is based on an analysis of 30 years of data contained in the CSA’s Disciplined List. This database does not contain 30 years of national data. Some securities commissions have uploaded data dating back just over 10 years.   WHO CARES?  YOU BOZOS ARE GRASPING!  DOES IT REALLY MATTER WHEN IT ALL STARTED?  THE SYSTEM IS BROKEN AND DATA WHETHER IT IS 30, 20, 10 OR EVEN 5 YEARS OLD DOES NOT LIE!  YOU PEOPLE ARE MORE CONCERNED WITH PROTECTING YOUR BIG BUSINESS PARTNERS THAN PROTECTING THE AVERAGE CITIZEN!   THINK I AM WRONG – PROVE IT!   GET OFF YOUR ASSES AND MAKE THESE PROVINCIAL REGULATORS DO THEIR JOBS WHICH IS TO PROTECT THE PEOPLE OF THE PROVINCE USING FAIR, ETHICAL METHODS.  STOP PAYING PEOPLE LIKE BRENDA LEONG $500,000 PER YEAR AND FIRE HER ASS OUT THE DOOR FOR INCOMPETENCE!   CONTACT ME AND I WILL SHOW YOU HER COMPLETE AND SHAMEFUL HIGH-HANDED ACTS THAT WILL MAKE YOU HEAD SHAKE.   

The CSA supports having a national dialogue about what more can be done to deter recidivists, however, that discussion must be based on facts and must involve all participants in the justice system, including law enforcement.   WHAT’S STOPPING YOU??  COULD IT BE THE RACKET THAT THE PROVINCIAL REGULATORS CURRENTLY RUN BUCKSHOT OVER?  SAD REALLY!  YOU PEOPLE ARE ALL AT FAULT OF THE MESS THAT IS THE CANADIAN SECURITIES ADMINISTRATORS! 

DID BC SECURITIES COMMISSION MANIPULATE EVIDENCE IN 2014 CASE?

At the conclusion of our hearing, the Panel Chair NIGEL CAVE instructed both parties to complete Written Submission on Liability.  These documents argued the points brought up during the hearing and gave the parties the ability to prove (or disprove) the allegations brought forward in the Notice of Hearing.

One of the key documents involved in the hearing was the Offering Memorandum(s) (“OM’s”) used by the Respondents to raise capital.  For those that invested with the Respondents, you will remember this document as one you were given at the time you invested.    The BCSC (and other securities jurisdictions) allow an OM Exemption when raising capital in the securities market.

On May 16, 2014, the Respondents received the Executive Directors Submissions on Liability and began reviewing the points brought forward by Staff.    Staff Litigators Olubode Fagbamiye and C. Paige Leggat prepared the document on behalf of the Executive Director.

We read them from cover to cover a couple of different times and soon noticed something very particular….

Unfortunately, at paragraph #10 of their submissions, Staff resorted to physically changing the appearance of the document.   We feel they did this to suite their theory (and main allegation) that the Respondents did not forward the MAJORITY of the funds to the Developer.   This was the big $5.45 million fraud allegation that was ultimately dismissed by the Panel.   Let’s take a look at paragraph #10 as it appears in their submissions….

Staff's Submission on Liability - paragraph 10And now, for those of you that don’t have the FCC or DCF Offering Memorandums in front of you, this is how the document looked – keep in mind this document was relied upon at all times to raise capital for the projects, and Staff were suppose to have the onus of proving the case as alleged in the Notice of Hearing:

FCC OM's as they Actually Appear

Staff (in paragraph 10) took Section 1.2 on page 5 of the FCC OM, merged it with Section 2.2 which is 2 pages later.  They then highlighted both portions they manipulated (in yellow) to give an appearance that they were from the same section.  In the first highlighted yellow box it states, “The Corporation is raising funds pursuant to this Offering for the purpose of lending the majority of the funds raised hereunder for the purpose of meeting its financial contribution obligations as set forth in item 2.2.3 below (the “FCC” Loan”).   The catch here though is they placed the portion from 2.2 above section 1.2 in their submissions.  Section 2.2 includes the word ‘hereunder’ which the reader would automatically think was the second yellow highlighted box.   The second box then uses the words “majority of proceeds” and “financial obligations”.   They complete their manipulation by omitting the title “Use of Net Proceeds” all together.

For those of you that do not understand the significance of these actions of Staff, we will try to explain it this way…originally when the Executive Director brought forward the allegations of fraud, they took a simple grade 2 math equation (the amount of the cheques written to the developer AND the amount of commission paid to sales people were subtracted by the total amount of funds raised).   They did not consider ANY other of the valid business expenses incurred by the corporation that were allowed under the OM’s.   In their allegations, they stated the Respondents did not advance the majority of the funds to the Developer which was wrong!    The Respondents (who did not have a lawyer) proved this allegation to be wrong by repeatedly asking the Lead Investigator (the flunky Elizabeth Chan) questions during the cross examination.   It is VERY apparent that Staff relied on basic, summary evidence that was only a small portion of the actually story – these were very complex, intertwined companies and Staff had all the information (bank records, credit card statements, etc.) but failed to bring strong compelling evidence to the hearing.

To this day, we are not sure why Staff’s Bigshot Litigators felt they needed to manipulate the evidence they had before them.  We have had people speculate that once the hearing was over they realized their case was not as strong as they had once thought so they needed to resort to something like this.   That maybe because the Respondents were self-represented, they thought they might be able to sneak this past.

Either way, this shows the playing field one faces when going against an internally run regulator.    Nobody seems to be accountable – as an example, during the hearing the Respondents asked repeatedly (IN FRONT OF THE PANEL) for the litigator (Olubode Fagbamiye) to explain his actions to which he did not even acknowledge the question.    We still question WHY the Panel Chair did not stop the proceedings and ask the litigator IF my our allegations were true and/or WHY they did this.    The Commission for intense and purposes appears to be a Kangaroo Court – where the judge, jury and executioner all work in the same office space.

Interesting enough, right after the Respondents submitted their Reply Submissions on Liability (in July 2014  where we accused them of manipulating the document) the other Staff Litigator who’s name is on the document (C. Paige Legatt) resigned.    She resigned and we have never had the chance to ask her whether or not she takes credit for manipulation.     Again, what are these people hiding?  Complete scumbags!     If they would have come in with a reasonable number there is a great chance we would have been able to negotiate a settlement and could have had our investors participate in the Deercrest development without any involvement from us.

Shame on the BCSC!!

 

A YEAR AND COUNTING – BCSC’s OLUBODE FAGBAMIYE STILL COWERS IN THE WAKE OF HIS ACTIONS!

December 8, 2017

-Video Originally Posted December 5, 2016-

It looks like the definition of a CHICKEN SHIT COWARD continues to be the BCSC’s junior litigator Olubode Fagbamiye!   In repeated request for Fagbamiye to answer our questions, he continues to cower and hide from answering any of them (or even denying our allegations).    As you are aware, we sent him a formal letter on December 7, 2016 after our phone call to his office.  During the phone call on December 5, 2016 he specifically says to write the questions down and communicate via written correspondence.   Was he just saying that to get off the phone?  It now appears so!

According to our friends at http://bcsccriminalcharges.blogspot.ca , this would put Fagbamiye in breach of a “Statutory Requirement for a government department to reply to all written correspondence within 14 days…”.    If true, how does this continue to happen at the British Columbia Securities Commission?   How are they above the law?

Mr. Fagbamiye – how does it feel to look in the mirror and know that you are part of the issues that continue to haunt the BCSC?  How does it feel to be such a coward and fail miserably at your job?

Can someone working at the BCSC go down the hall way and make sure he is awake?   Perhaps he naps throughout his days and has issues with getting his job done?   Who knows?

WE NOW NEED TO TELL THE MORONS AT THE BC SECURITIES COMMISSION HOW TO DO THEIR JOBS!

On June 14, 2013, the incompetent staff at the British Columbia Securities Commission brought the bogus Notice of Hearing allegations to our doorstep.    In addition, they also issued an Order to Freeze Property (see below)  to an assortment of companies that I was a part of – whether or not they were related to the Falls development or not.    At least 2 of the companies had NO relationship with any of the Respondents to the allegations of fraud.   One was a retail business that I was involved in 2011 and 2012.    This was a total dickhead move by the BCSC that ended up costing money to have those funds returned/released.  Again, a complete abuse of power from Staff at the BCSC.

The assets were namely bank accounts that belonged to the companies – West Karma Ltd., Deercrest Management Ltd, 0966841 B.C. Ltd., and my personal bank account.    All together, the bank accounts had roughly $65,000 in them (with the majority of the money being held in the numbered company).

After the hearing and the sanctions were issued by the BCSC, it would be the Staff (at the BCSC) responsibility to apply to have any monies seized or recovered from a Respondent and returned to the investors.  This falls under section 161 (1)(g) of the BC Securities Act and is in clear black and white.

It was determined by the Panel (in their sanctioning document) that the money in the numbered company belong to the numbered company and NOT to Wharram or any of the former investors in FCC or DCF – this was made very clear by Nigel Cave – the Panel Chair during our hearing.

4.5 YEARS LATER

As hard as it is to imagine….4 1/2 years AFTER the order was issued,  the utter failures down at the BCSC have yet to apply to receive the nearly $11,000 that was in the West Karma Ltd. bank account.   Investors would have a claim to these funds.

The BCSC once again proves their complete incompetence at EVERYTHING they do.    Why has it taken this amount of time for them to react?   Again, who is running this ship?  Is this on BCSC Chair Brenda Leong’s shoulder?  Lawyer Olubode Fagbamiye? Executive Director Peter Brady? Director of Enforcement Doug Muir? Collectively, these clowns make over $1 million dollars per year – why do they continue to fail the people in the Province of British Columbia over and over again?  Incompetence?  Laziness?

And let’s not forget about the former investors that have to apply…and then wait 3 years to get their proportionate share of the recovered funds.   Who makes these policies?

https://www.bcsc.bc.ca/Enforcement/Returning_Funds_to_Investors/

Even if they decide to WAKE UP and start doing their jobs, the former investors need to wait for another 3 years to recoup any of these funds – who makes these policies?   That would put it the better part of a decade for anyone to receive returned funds….

Only down at the BCSC does the comedy of errors continue day after day!    When can the former investors of FCC and DCF expect you to do your jobs and secure the $10,941.59 (and other funds) for their benefit?   And why is it taking me to tell you this?

TIME TO WAKE UP….OR RESIGN!  COMPLETE IDIOTS!!